The Saturation Credit Card brings credit directly into your budgeting and expense workflows. It’s built for film, TV, commercial, and media crews who want real-time tracking, fewer reimbursements, and full financial visibility from prep through wrap. Credit approval is based on production revenue, not on personal credit scores.
What It Is
The Saturation Credit Card is a charge card integrated directly into the Saturation finance platform. It allows your team to spend on production expenses while keeping every transaction:
Automatically tracked
Categorized to the correct project
Tied directly to your budget
Visible in real time
It works seamlessly alongside Saturation Pay, with the added benefit of spending on credit.
Who Can Apply
To qualify:
Your company is a registered US business
You must be approved for Saturation Pay and have funds in your account
Credit approval is based on business performance and production activity, not personal FICO scores
To apply:
Go to the Credit page in your workspace within Banking.
Select Apply for Credit
Complete the secure onboarding flow. You'll need to provide:
Business registration information
Tax identification details
Ownership verification documents
Connect one or more bank accounts for underwriting review
Approval typically takes 1-2 business days. If approved, you’ll be notified via email and on the Credit page within your workspace. A deposit is required to activate your credit limit.
Cash Back Rewards
Eligible account holders receive:
1% cash back on all purchases
3% cash back on the first $10,000 per month of eligible purchases if you maintain an average daily minimum balance of $200,000 in your Saturation Funds account for the full statement period. After the first $10,000 of purchases, the cash back reward will be 1%.
How cash back works
Cash back is issued after your statement balance is paid in full and is applied as a statement credit
Cash back is granted to the Saturation account holder, not individual cardholders
Terms and exclusions may apply. See terms of service.
Your cash back tier is shown on the Credit page
Perks
Eligible account holders receive access to exclusive partner discounts and production-related savings that can total thousands of dollars in value. The discount codes can be found on the Perks page under My Saturation in the left nav.
Issue Cards
Just like Saturation P-cards, workspace Owners, Admins and Accountants can issue virtual or physical credit cards, assign the cards to a specific project in the workspace, and set spending limits on the Issue Card screen.
Transactions
Credit card transactions will show up on the Transactions page. You can use the Source dropdown menu to filter for credit specific transactions:
Payments & Statements
Credit card statements are generated monthly and accessible via the Statements button
Autopay occurs on the 10th of each month
Balances are automatically debited from your selected payment method (default is your Saturation Funds account)
If a payment fails:
Subsequent credit card transactions may be declined
Cash back rewards may be forfeited
You will receive a notification to resolve the issue
You can also make one-time payments towards your credit card balance from the Funds page.
Frequently Asked Questions
Is there an annual fee?
There is no annual fee for the Saturation Credit Card. However, you must be on a paid Saturation subscription plan to access this feature.
Does this affect my personal credit?
No. Approval is based on business performance, not personal credit scores.
Does the card work like a traditional credit card?
Unlike a traditional credit card, the Saturation Credit Card is a charge card, which means you can make purchases upfront on credit but balances are expected to be paid in full each month.
How do I add my Saturation Credit Card to Apple or Google Wallet?
You can manually add your Saturation Credit Card to your Apple or Google Wallet by going to the Wallet app and click the + sign to add a new card. Then click the "Debit or Credit Card" option, and scroll to the bottom to click "Enter Card Details Manually". Follow the prompts to add your card details and click "Next" to save.
When do I receive my cash back?
Cash back is automatically credited to your statement each statement period (minimum $1 threshold).
Can the card be used internationally?
Yes, the card can be used anywhere Visa Inc. is accepted. Additional fees may apply.
Can I withdraw cash from an ATM?
No. ATM withdrawals are not supported.
What happens if I miss a payment?
Late payments may result in declined transactions and forfeited cash back rewards.
How do I dispute a credit card transaction?
Open up your transaction and click the three dots button. Then click "Dispute" and follow the prompts.