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Bill Pay & Transactions

Track expenses, send vendor payments, manage invoices, and streamline your payment workflows with integrated approval processes.

Updated over a week ago

Transaction Tracking and Overview

Transaction View

The Transactions page displays all financial activity from your Saturation Pay account including:

  • Transaction amounts and merchant names

  • Date and time of each transaction

  • Cardholder information for card purchases

  • Project assignments

  • Budget categories

  • Payment methods used

Filtering Options

Organize transactions using built-in filters:

  • Date ranges (custom or preset periods)

  • Specific projects or workspace-wide

  • Transaction types (card purchases, payments, deposits)

  • Budget categories

  • Individual cardholders or vendors

Categorizing Transactions

Manual Categorization

Assign transactions to budget categories for accurate cost tracking:

  1. Select individual transactions or use bulk selection

  2. Choose the correct project and budget line item

  3. Apply categorization to selected transactions

  4. Budget actuals update automatically

Bulk Categorization

Process multiple similar transactions efficiently:

  • Select all visible transactions of the same type

  • Apply project and budget category to entire selection

  • Perfect for recurring expenses like meals, gas, or equipment rentals

  • Only works with transactions currently displayed in your view

Automatic Integration

Properly categorized transactions immediately update your project budgets, providing real-time cost tracking against planned amounts.

Sending Vendor Payments

Payment Methods Available

  • ACH Transfer: Standard electronic transfer to vendor bank accounts

  • Domestic Wire: Faster transfer option for urgent payments

  • Processing Time: Typically 1 business day for both methods

  • Limitations: International vendors not currently supported

How to Send Payments

  1. Go to your workspace Banking section and click on Funds

  2. Click "Move Money" and select "Send Payment"

  3. Or use the "Send Payment" button from project Funds page

Payment Information Required

  • Vendor name and contact details

  • Bank routing and account numbers

  • Payment amount and description

  • Project and budget category assignment

  • Supporting invoices or documentation

Payment Verification

Double-check routing and account numbers before sending. Most payment failures occur due to incorrect routing numbers.

Account Requirements

Your Saturation Pay account must have sufficient funds to process payments.

Payment Links for Vendor Requests

Payment Links streamline vendor payments by allowing vendors to submit their own payment requests with required documentation.

Creating Payment Links

  1. Go to your workspace Banking section and click on Funds

  2. Click "Move Money" and select "Payment Link"

  3. Or use the "Payment Link" button from project Funds page

Link Configuration Options

Document Requirements

  • Tax Documents: Require W-9 forms for tax compliance

  • StartWork Integration: Require signatures on NDAs, contracts, or other legal documents

  • Custom Requirements: Set specific documentation needs per project

Link Management

  • Payment links remain active until manually deactivated

  • Same link can be reused for multiple payment requests

  • Links can be shared with multiple vendors for the same project requirements

Vendor Experience

When vendors access your payment link:

  1. Sign into Saturation (account created if needed)

  2. Upload required tax documents and sign contracts

  3. Submit invoice and payment details

  4. Request enters your approval workflow

  5. Vendor information saved for future payments

Invoice Management and Bill Pay

Supported File Types

Upload invoices and supporting documents in common formats:

  • PDF documents

  • JPEG images

  • PNG images

  • Other standard image and document formats

Automatic Data Extraction

When you upload an invoice first, Saturation can automatically extract:

  • Vendor name and contact information

  • Invoice amount and date

  • Payment terms and due dates

  • Line item details

Manual Invoice Entry

For payments without invoices or when automatic extraction needs adjustment:

  1. Enter vendor information manually

  2. Add payment amount and description

  3. Select project and budget category

  4. Attach any supporting documentation

  5. Submit for processing

Bill Pay Workflow

  1. Upload or manually enter invoice information

  2. Review extracted data for accuracy

  3. Assign to correct project and budget category

  4. Submit payment request

  5. Process through approval workflow if configured

  6. Payment sent automatically after approval

Approval Workflows

Approval Triggers

Approval workflows can be configured for:

  • All vendor payments and bill pay requests

  • Transactions over specific dollar amounts

  • Payments to new or unverified vendors

  • Project-specific approval requirements

How Approvals Work

  1. Payment request submitted by team member

  2. Request appears in designated approver's dashboard

  3. Approver reviews payment details and documentation

  4. Single-click approval or rejection

  5. Approved payments process automatically

Approval Notifications

  • Automatic email notifications to designated approvers

  • Dashboard alerts for pending approvals

Approval Levels

  • Multiple approval levels for large amounts

  • Different approvers for different payment types

  • Project-specific approval workflows

For detailed approval workflow setup and configuration, see the complete Approval Workflows guide.

Receipt and Documentation Management

Receipt Uploads

Attach receipts and supporting documents to any transaction:

  • Drag and drop files directly onto transactions

  • Upload through transaction details page

  • Mobile upload via Saturation Wallet app

Document Organization

  • All documents stored securely with transactions

  • Preview files without downloading

  • Searchable by transaction details

  • Complete audit trail for accounting and tax purposes

Real-time Budget Integration

Automatic Updates

When transactions are properly categorized:

  • Project budgets update immediately

  • Actual spending reflects against planned amounts

  • Real-time cost tracking across all projects

  • No manual entry required for budget management

Category Assignment

Transactions only update budgets when:

  • Assigned to specific project

  • Categorized to budget line item

  • Both project and category selected

Budget Reporting

Categorized transactions provide:

  • Current spending vs. budget comparisons

  • Project cost summaries

  • Department and category breakdowns

  • Real-time financial reporting

Troubleshooting Payment and Transaction Issues

Payment Failures

  • Verify recipient bank routing and account numbers

  • Check sufficient funds in your Saturation Pay account

  • Confirm vendor information is accurate and complete

  • Ensure payment amount doesn't exceed account balance

Missing Transactions

  • Allow 1-2 business days for transaction processing

  • Check that card transactions were approved by merchant

  • Verify transactions are from connected Saturation Pay account

  • Review transaction filters if specific transactions don't appear

Categorization Problems

  • Confirm project and budget category exist in your workspace

  • Check that you have permission to assign to specific projects

  • Verify transactions are selected before applying bulk categorization

  • Ensure budget line items haven't been deleted or renamed

Vendor Payment Issues

  • Double-check routing numbers match vendor's bank requirements

  • Verify vendor bank accepts ACH or wire transfers

  • Confirm vendor information is complete and accurate

  • Check that payment approval workflow is complete

Payment Link Problems

  • Verify payment link is still active and not deactivated

  • Check that required documents are properly configured

  • Ensure vendors can access and log into Saturation

  • Confirm vendor submitted all required documentation

Approval Delays

  • Check that designated approvers received notification emails

  • Verify approvers have appropriate permissions and access

  • Confirm approval workflow is properly configured

  • Contact approvers directly for urgent payment needs

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